Behavioral Biometrics in Mobile Banking and Payment Applications
AbstractThis paper presents an overview on the possible use of behavioral biometrics methods in mobile banking and payment applications. As mobile applications became more common, more and more users conduct payments using their smartphones. While requiring secure services, the customers often do not lock their devices and expose them to potential misuse and theft. Banks and financial institutions apply multiple anti-fraud and authentication systems - but to ensure the required usability, they must develop new ways to authenticate their users and authorize transactions. Answer to this problem comes with a family of behavioral biometric methods which can be utilized to secure those applications without hindering the usability. The goal of this paper is to describe potential areas in which behavioral biometrics can be used to ensure more secure mobile payments, increase usability and prevent frauds.
|Publication size in sheets||0.6|
|Book||Abramowicz Witold, Paschke Adrian (eds.): BIS 2018 International Workshops, Berlin, Germany, July 18–20, 2018, Revised Papers, Lecture Notes in Business Information Processing, vol. 339, 2019, Springer, ISBN 978-3-030-04848-8, [978-3-030-04849-5], 708 p., DOI:10.1007/978-3-030-04849-5|
|Keywords in Polish||Biometria behawioralna, uwierzytelnianie, profilowanie behawioralne, bankowość, aplikacje mobilne, bezpieczeństwo|
|Keywords in English||Behavioral biometrics, Authentication, Behavioral profiling, Banking, Mobile applications, Security|
|Score||= 70.0, 24-03-2020, ChapterFromConference|
|Publication indicators||= 0|
|Citation count*||1 (2020-09-14)|
* presented citation count is obtained through Internet information analysis and it is close to the number calculated by the Publish or Perish system.